PetPartners
Your pets are part of your family, so it’s important to your emotional and financial well-being to get them the care they need. PetPartners pet insurance, underwritten by Independence American Insurance Company, provides you reimbursement toward the cost of veterinary and pet health care expenses for your cats and dogs. It’s simple to use—take your pet to any licensed vet of your choice (no networks), submit a claim and get reimbursed for eligible expenses. Coverage is provided for accidents, injuries, illnesses, surgeries, medications and pre-existing conditions.* It even includes coverage for preventive care like vaccinations, parasite prevention and wellness exams, and there is no deductible for covered wellness services. Click here to learn more about PetPartners pet insurance.
Here’s a few things to know:
What pets are eligible for coverage?
Will my pets lose coverage due to age?
No. Your pet must be under 11 years old as of the policy effective date, but once your pet is enrolled, we will never cancel your pet’s coverage because of their age.
Are wellness services covered under the plan?
Yes, the plan covers wellness items like vaccinations, routine testing, dental cleaning, spaying/neutering and microchipping.
What veterinarians can I visit?
Visit any licensed veterinarian or veterinarian clinic. Simply pay for the service, then submit a claim and get reimbursed for eligible expenses.
After enrolling my pet in coverage, what should I do?
Log in to your pet portal to add your pet’s information.
Can I receive coverage if my pet has pre-existing conditions?
Yes! PetPartners offers coverage for pre-existing conditions on Accident and Illness plans after a 12-month waiting period. We cover commonly excluded conditions such as cancer, urinary tract infections, chronic ear infections, gastrointestinal issues and more. Contact the Customer Care team at 800-956-2495 or mypolicy@petpartners.com.
*Pre-existing condition coverage may require a 365-day waiting period. Waiting period may be waived with prior coverage for Accident and Illness plans. Participation in this plan is voluntary and not subject to ERISA.
Here’s how PetPartners
pet insurance works:
- Visit your vet (or any licensed vet or clinic)
- Pay your vet then submit a claim
- Get reimbursed for eligible expenses
MetLife Legal Plans
Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. For $6 per paycheck, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events, such as:
- Getting married
- Starting a family
- Sending kids off to college
- Caregiving for aging parents
- Civil litigation and incompetency defense
- Adoption and legitimization (contested)
- Protection from domestic violence
- And more
To learn more, visit info.legalplans.com and enter access code 3090010 or call 800-821-6400,
8 a.m. – 8 p.m. (MST), Monday through Friday.
| Covered Services | Without Plan | Average Annual Cost with Plan |
|---|---|---|
| Legal contract review | $1,173 | $0 out of pocket |
| Traffic ticket defense | $3,519 | $0 out of pocket |
| Will, living will, power of attorney | $782 | $13 per month |
| Total cost | $1,564 | $0 out of pocket |
With this program, you’ll have access to a mobile app with one-touch, 24/7 assistance from a knowledgeable Resolution Center Support Team that will work with you until your issues are completely resolved.
Financial Wellness and Identity Theft Protection with Experian
Rest easy knowing your online and financial health is being looked out for. With the Financial Wellness with Identity Protection plan through Experian, you’ll get access to a variety of tools to improve your financial wellness, plus active identity monitoring and protection. The online financial management center connects all your accounts in one place and provides insights to help you reach your goals. The Identity Theft Protection Program monitors:
- Your credit
- Social Security number
- Bank account
- Credit cards
- Court records
- Dark web
- Data breaches
The Financial Wellness Program includes:
- Personalized financial insights and recommendations to help you achieve your goals and improve your credit
- Automated budgeting and cash flow management tools powered by AI
- Real-time credit alerts and easy disputes
- Device protection services: Secure VPN, Password Manager, Safe Browser
- Credit monitoring with real time alerts and CreditLock
- Social media and child monitoring
Long-term care insurance
Prepare for the future with long-term care insurance
Fortify the future for you and your family. Home health care, assisted living and nursing home care can be costly. Long-term care insurance through Legacy Services can provide an extra layer of security in the next season of life. Learn the ins and outs through education seminars, chat with an expert about the application process and costs and view sample pricing for both traditional- and hybrid-care options. A member of Legacy Services walks through the following topics for team members, spouses and extended family:
- Determining coverage options, price comparisons and plan details
- Potential tax advantages
- The costs of long-term care
- Whether long-term care insurance is the right option
- The application and underwriting process
You may apply any time during the year. Applicants must be age 18 – 79 and reside in the U.S. Eligible applicants include all team members, spouses/partners and extended family members. Acceptance is not guaranteed. An application covering health history must be completed.
Questions? Visit legacyltci.com.
