If there’s an emergency or you end up in the hospital, health insurance helps with the medical expenses. These voluntary insurance options, available through Aetna, are designed to complement your medical plan and help cover any extra expenses that may arise. They pay a cash benefit you can use for your deductible, coinsurance or even things like child care, utility bills or mortgage payments.
Hospital indemnity
The Aetna Hospital Indemnity Plan allows you to purchase extra coverage to help pay for out-of-pocket costs when you’re admitted to the hospital, mental disorder treatment facility or substance abuse treatment facility.
Critical illness
The Aetna Critical Illness Plan pays you a lump-sum benefit to help cover health care costs and other expenses when you’re diagnosed with a covered condition, like heart attack, cancer or stroke. And when you complete a qualified health screening test, you can receive $50 per plan year.
Accident
The Aetna Accident Plan helps you pay for health care costs and other expenses when you have a covered injury.
